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	<title>Wayne Armstrong &#187; Educated</title>
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		<title>Money Merge Account by United First Financial</title>
		<link>http://waynearmstrong.com/2008/10/28/money-merge-account-by-united-first-financial/</link>
		<comments>http://waynearmstrong.com/2008/10/28/money-merge-account-by-united-first-financial/#comments</comments>
		<pubDate>Tue, 28 Oct 2008 20:49:52 +0000</pubDate>
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				<category><![CDATA[Straight Talk]]></category>
		<category><![CDATA[Credibility]]></category>
		<category><![CDATA[downside]]></category>
		<category><![CDATA[Educated]]></category>
		<category><![CDATA[Experience]]></category>
		<category><![CDATA[Informed]]></category>
		<category><![CDATA[skeptical]]></category>
		<category><![CDATA[United First Financial]]></category>

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		<description><![CDATA[What are the downsides of being out of debt? None that I can think of. Well it really has surprised me how skeptical people are. It really seems like people are so afraid to hope. I wonder if it is a cultural thing? Most people I have spoken to with regards finances seem to be [...]]]></description>
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